Effective Date: June 23, 2026
These Terms of Service ("Terms") govern your access to and use of the1pmgroup.com (the "Site") and the services, content, and materials offered by The 1PM Group LLC ("The 1PM Group," "we," "us," or "our"). By accessing the Site or using our services, you agree to these Terms. If you do not agree, please do not use the Site.
You must be at least 18 years old and able to form a legally binding contract to use the Site and our services.
The 1PM Group provides educational content, coaching, consulting, marketing, and financial-services-related information and referrals. The specific scope of any engagement will be described separately at the time you choose to work with us. Information presented on the Site is general in nature and provided for educational and informational purposes.
The content on this Site and in our communications is for general educational purposes only and does not constitute financial, investment, insurance, tax, legal, or accounting advice. We are not your attorney, CPA, or licensed advisor unless we have entered into a separate written agreement to that effect. You should consult a qualified, licensed professional before making decisions based on any information provided.
We make no guarantees regarding specific outcomes, financial results, returns, or performance. Any examples, figures, or illustrations are hypothetical, may use composite or generic scenarios, and are not promises of future results. Individual results depend on many factors outside our control.
Insurance and financial products discussed are subject to the terms, conditions, limitations, and exclusions of the issuing carrier or institution. Product features, crediting rates, and illustrations (including any distinction between conservative and illustrated projections) are not guarantees, and guaranteed values may be lower than illustrated values. Eligibility, suitability, and availability vary by individual and jurisdiction.
By providing your contact information and consenting through our forms, you agree to receive calls, text messages, and emails from us as described in our Privacy Policy. Message and data rates may apply, message frequency varies, and you may opt out at any time by replying STOP or using the unsubscribe link in emails.
All content on the Site — including text, graphics, logos, branding, frameworks, and materials — is owned by or licensed to The 1PM Group and is protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our prior written permission.
You agree to use the Site lawfully and not to misuse it, interfere with its operation, attempt unauthorized access, or submit false information. You are responsible for the accuracy of the information you provide.
The Site may link to third-party websites, products, or services that we do not control or endorse. We are not responsible for the content, policies, or practices of any third party.
The Site and our services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.
To the fullest extent permitted by law, The 1PM Group and its members, officers, employees, and affiliates will not be liable for any indirect, incidental, consequential, special, or punitive damages, or for any loss of profits or data, arising from your use of the Site or services.
You agree to indemnify and hold harmless The 1PM Group from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of your use of the Site, your violation of these Terms, or your violation of any law or the rights of a third party.
These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict-of-laws principles. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in the State of Florida.
We may update these Terms from time to time. The "Effective Date" above reflects the most recent revision. Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
Questions about these Terms may be directed to [email protected].